A link is the new adjuster. Send. Capture. Seal.
Carriers send the insured a single secure CivilCam link. The insured records the loss on their own phone and CivilCamAi seals every second of footage — immutable, court-admissible, and routed directly into the claim file.
From FNOL call to sealed evidence in under a minute.
Adjusters dispatch verified capture without ever leaving the desk. The insured taps a link — CivilCamAi takes care of identity, integrity, and chain of custody.
Carrier-branded SMS or email pushes a one-time CivilCam link tied to policy and claim ID.
The link opens a sealed sensor session on the insured's phone — camera, mic, GPS, and motion.
AI prompts the insured through angles, distances, and required shots for that loss type.
Footage, metadata, and CivilSeal™ chain of custody attach to the claim file in your system.
The insured's phone is your verified sensor.
Adjusters text or email a carrier-branded CivilCam link. The insured taps once and is recording verified evidence — no app install, no login.
Every frame is hashed and signed on capture. The footage cannot be edited, swapped, or staged after the fact — protecting both insurer and insured.
Video, audio, GPS, timestamp, and device fingerprint route directly into your claims system — attached to the policy and FNOL within seconds.
Each submission ships with a CivilSeal™ chain of custody that holds up in arbitration, subrogation, and litigation.
Price football games, concerts, and live events with verified incident data.
Event insurers have historically priced stadiums, concerts, festivals, and mass gatherings on sparse loss runs and promoter estimates. CivilCamAi turns every attendee's phone into a verified sensor network — giving carriers the incident frequency, severity, and location intelligence they need to set premiums, reduce leakage, and defend renewals.
See which venues, events, and conditions drive real claims — not just reported anecdotes. Every event in the CivilCam network produces a timestamped, geofenced, and cross-corroborated incident record carriers can price against.
Identify high-risk zones inside a stadium, festival grounds, or city route. Seat sections, entry gates, stages, and parking areas that repeatedly produce losses become priced into the policy, not surprises after the fact.
Crowd surges, slips, falls, and security incidents are captured and validated by multiple contributors. Carriers gain an actuarial view of crowd risk instead of relying on promoter estimates.
Correlate verified event incidents with weather, attendance, staffing, and time-of-day. Price cancellations, postponements, and weather-related damage with data from comparable events.
Outcomes from carrier pilots.
One protocol. Every claim type.
Insureds capture damage, position, plates, road conditions, and the other party's documents in a guided sensor walk-through — sealed in real time.
After a storm, fire, or break-in, the policyholder records verified footage of the loss with GPS-locked, time-locked metadata for the desk adjuster.
Witnesses and claimants capture incident scenes, statements, and conditions with provenance the SIU and counsel can defend in court.
Send a link instead of a field inspector. The insured walks the property; AI validates coverage-relevant conditions in minutes, not weeks.
Insurers underwriting stadiums, concerts, festivals, and conventions receive verified incident data on crowd surges, weather cancellations, security events, and property damage.
Carriers license CivilCamAi's aggregated, anonymized event risk dataset to benchmark premiums, identify high-risk venues, and improve renewal accuracy across live-event portfolios.
Replace your field inspector with a single secure link.
We integrate with your claims platform (Guidewire, Duck Creek, or in-house), co-brand the capture experience, and stand up sealed FNOL across one line of business in under 90 days.